The Cabinet has agreed to establish a special fund that will allow homeowners earning very limited incomes to borrow a maximum of EC$50,000, repayable over 10 years, for repairs to their dilapidated homes. The objective is to encourage those whose incomes prevent them from accessing loans at commercial banks, to have access to funding that would enhance their living standards. A ten-year payback period would mean that monthly payments of $250.00 would be required. The Cabinet is of the view that this program would be very helpful in improving conditions of living. The Cabinet agreed that the HAPI Program (Housing Assistance for the Poor and Indigent) continues, since it serves a group that finds itself virtually without an income from earnings, and no savings to improve their dwelling place.